![]() The insured pays fixed premiums, which are allotted between several categories: As long as the premiums are paid on time, the policy remains active for the entire life of the policyholder and the beneficiaries will receive a set death benefit upon the insured's death. ![]() Whole life insurance is a permanent insurance policy that builds cash value over time. Hawaii Alaska Florida South Carolina Georgia Alabama North Carolina Tennessee RI Rhode Island CT Connecticut MA Massachusetts Maine NH New Hampshire VT Vermont New York NJ New Jersey DE Delaware MD Maryland West Virginia Ohio Michigan Arizona Nevada Utah Colorado New Mexico South Dakota Iowa Indiana Illinois Minnesota Wisconsin Missouri Louisiana Virginia DC Washington DC Idaho California North Dakota Washington Oregon Montana Wyoming Nebraska Kansas Oklahoma Pennsylvania Kentucky Mississippi Arkansas Texas View Rates How Does Whole Life Insurance Work?
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